Pride Life LLC

Before open enrollment, think about what was frustrating about your coverage this year.

Maybe getting answers took too many phone calls. Maybe a cost caught you off guard. Maybe you kept putting off care because you were unsure what your plan would cover.

Write those things down while you still remember them. They can help you ask better questions when it is time to review your options.

You do not need to arrive with a plan picked out. Knowing what you want help with is a good place to start.

Pride Life helps people understand their health coverage and work through their options.

Learn more at Pride Life:
https://pridelife.net/

Your claim was denied. Now what?

A denial letter can feel like a dead end, but many denials are not final.

Here is a simple five-minute framework for what to do next:

1. Read the explanation of benefits carefully -- the denial reason is usually spelled out, even if it is buried in insurance language.

2. Check whether a simple fix solves it - sometimes it is a coding error, missing pre-authorization, or billing mistake from the provider.

3. Call your insurance company and ask them to walk you through why this was denied and what the next step is. Write down the date, the representative's name, and the reference number.

4. Know that you have the right to appeal -- every plan has an appeals process, and many people win on appeal.

5. Ask your provider to help -- your doctor's billing office deals with denials every day and can often resubmit with the right documentation.

A denial is not necessarily a no.
It is often the start of a conversation.

Pride Life helps people understand how their health insurance actually works, so moments like these feel less overwhelming.

Learn more:

Pride Life Pride Life helps people and organizations navigate health insurance with confidence. We specialize in serving LGBTQ+ communities, people living with HIV, people at risk for HIV, and underserved communities that need knowledgeable, compassionate support.

It's true and once you agree, it will change your life forever.

https://pridelife.net

"By having life insurance, you're saying to your family, 'I love you. I've got you, and I'm seeing to your future no matter what.'"
- Kelly Rowland

Insure what matters most and keep your promise to protect your family financially.

Many people assume that life insurance is only for married couples and families. While it's true that not all single people need life insurance, there are a number of reasons to still consider it if you’re flying solo.

Read this...and believe it!

https://pridelife.net

Life insurance is more affordable than you think. Let's talk.

https://pridelife.net

Life insurance isn't for you, it's for those who have to carry on without you.

Learn more at https://pridelife.net

We've all heard, "Where did the time go?"
So true, so let's sit down and make sure your coverage is on track.