David Lerner Associates

Happy Halloween! Wishing you and your family a festive and cheerful celebration!

For our 2026 Halloween Contest, we had some great costumes, but our first place winner was truly super! Congrats to Erika Santos as Mrs. Incredible (along with the help of her family of superheroes).

Happy Halloween from everyone at David Lerner Associates! 🎃

It’s an ongoing relationship built around a simple, recurring question: has anything in your life changed since we last talked?

Treating your financial future as an ongoing conversation with your Investment Counselor, allows your plan to grow and adjust as your life does.

Learn more about what may trigger a review with your financial professional:🔍 https://bit.ly/4z0BMdn

What is the Roth 5 year rule?

When you take a distribution from a Roth IRA or Roth 401(k), it is only tax and penalty free when the account has been held for five years and a qualifying event has occurred, such as such as reaching age 59½, becoming disabled, or the death of the account owner.

However, there are nuances that can confound even the most seasoned investor. Learn more about it: ⏱️ https://bit.ly/4BgczgA

A 401(k) or IRA account is not a purchase that gets finalized on day one. It can require periodic attention as contribution limits, income, goals, and market conditions all shift over time. Here are some things you may want to revisit before the year is out.

An emergency fund can absorb a car repair or a short gap in income without disrupting the rest of a household's finances. Insurance, on the other hand, can exist for cost surprises that are too large or too prolonged for savings alone to reasonably cover.

Reviewing them together, rather than as two separate items, gives a more accurate picture of where a household is genuinely exposed in an emergency.

Explore more about creating your safety net 🔒 : https://bit.ly/4s8zPIY

Starting January 1st, educators such as teachers and coaches are getting an additional tax break opportunity. If eligible, they can deduct unlimited eligible expenses for supplies used for instructional activity as an itemized deduction 🖍️📏✂️

Learn more about tax deductions for educators: 📓 https://bit.ly/3WbWXdM

In partnership with the Police Crisis Fund, David Lerner Associates is proud to present a $2,500 check to Nassau County 1st Precinct Officer Rob Dones.

Officer Dones tragically lost his wife, Jazmine, this summer to colon cancer. He has remained a character of strength for his five young children while serving his community with the same dedication he always has.

Our thoughts are with Officer Dones and his family, and we thank the Police Crisis Fund and NCPD for the work they do supporting those who protect us.

Featured left to right: Mark Spottiswood, Nassau Police Running Club President; Martin Walcoe, CEO and President of David Lerner Associates; Officer Rob Dones, and Mike Polansky, Police Run director.

Looking to grow your career? We’re looking for a motivated professional to join our Long Island Sales Support team.

🔹Location: 477 Jericho Turnpike, Syosset, NY 11791
🔹 Hands-on experience + licensing support for SIE, Series 7 and Series 63 exam.
🔹 401K Matching, Medical (ICHRA), Dental, Vision, FSA

Invest in Your Career With Us! Learn more and apply on our website: https://www.davidlerner.com/careers/administrative-sales-support-syosset-ny

What Stubborn Inflation Could Mean for the U.S. Economy After moving steadily downward, inflation has been higher than expected in the first quarter of 2024.