Sams/Hockaday & Associates

"Every once in a while a case comes along that stands out. Sometimes it’s a unique product. Sometimes, a unique situation.

But most of the time we get to creatively solve a problem for a hardworking client, like you, by working as a team, listening to our client’s goals, and finding a solution that meets those goals."

Read more about how the Sams/Hockaday team took an interesting problem and created an innovative solution: https://www.samshockaday.com/blog/case-study-leading-with-listening-education

★★★★★Sams/Hockaday & Associates provided a great experience from start to finish. The team was professional, responsive, knowledgeable, and genuinely helpful throughout the process. They communicated clearly and made everything feel simple and stress-free. I would highly recommend Sams/Hockaday & Associates to anyone looking for dependable and professional service!

I highly recommend Michael Sams, he is very knowledgeable and takes his time explaining everything in detail. We left feeling very confident in him and that our insurance needs have been completely met. His office staff is also very welcoming and accommodating.

Grab a snack and review what details you don't want to miss when selecting your 2027 Medicare coverage.

"The Medicare Annual Enrollment Period (AEP) for 2026 plans runs October 15 – December 7, 2026. Any plan changes you make to your Medicare Advantage or Part D drug plan during this period will take effect on January 1, 2027.

Each year, some rules for the enrollment period carry over while others get updated. For 2027, there are a few important changes just finalized by CMS, along with ongoing requirements you will want to keep in mind.

Here’s an overview of what’s new — and what still matters — as you review your Medicare plan options for 2027."

Read the full article on our website: https://www.samshockaday.com/blog/medicare-enrollment-plans-dont-miss-these-key-details

Any time you have one of these major life changes, make sure your life insurance is still protecting you, your family, and your legacy!

Are you getting ready to retire? If you are, let's make sure life insurance remains part of your retirement conversation.

Why?

Because when you retire, employer-sponsored coverage could end, leaving you and your family unprotected.

September is Life Insurance Awareness Month. Book a no-cost consultation with one of our licensed agents to talk everything retirement: 🗸 Life Insurance, 🗸 Medicare, 🗸 Income.

📲 217-423-8000

Who would be affected financially if you were gone? Life insurance provides peace of mind for you—and your loved ones—about replacement income, stability, and leaves a legacy of security for you and your family.

This Life Insurance Awareness Month, let us take care of the life insurance so you can focus on what really matters.

Call us today to schedule a consultation and explore your options!

With AEP around the corner, it is officially scam season!

"Every year during Medicare's Annual Enrollment Period (AEP), scammers ramp up their efforts to target seniors. Because many people are reviewing their coverage, comparing plans, and responding to Medicare-related mail and advertisements, scammers see an opportunity to take advantage of the confusion. AEP runs October 15 - December 7 and allows beneficiaries to make changes to their Medicare Advantage and Part D prescription drug coverage for 2027.

While scam tactics change, the goal typically remains the same: getting access to personal information that can be used for identity theft and/or fraud. Knowing what to watch for can help you avoid becoming a victim."

Read the full article on our website: https://www.samshockaday.com/blog/watch-out-for-these-medicare-enrollment-period-scams

Who depends on you? September is Life Insurance Awareness Month, and it's a good reminder to make sure your loved ones have the financial protection they need.

If it's been a while since you've reviewed your life insurance, now is a great time to take another look, ask questions, and make sure you and your family are covered.

From this week's blog post:

"If you’ve recently enrolled in Medicare and opened your first bill only to discover you're being charged for three months of coverage, you're not alone. Many new Medicare beneficiaries are surprised to see a larger-than-expected initial premium statement. At first glance, it may seem like a mistake, but in most cases, there's a perfectly reasonable explanation.

Understanding why Medicare sometimes bills for multiple months at once can help you avoid confusion, budget accordingly, and ensure your coverage remains active without interruption.

Here's what you need to know about Medicare billing and why your first bill may cover three months of premiums."

To learn more about how your Medicare is billed, check out the full article on our website: https://www.samshockaday.com/blog/why-is-my-first-medicare-bill-for-three-months-of-coverage