Oakwood Mutual Insurance Company

🎃 Happy Halloween! 👻
Before the trick-or-treaters arrive, a few quick tips to keep the night fun and claim-free:
🕯️ Use LED candles in jack-o’-lanterns instead of real flames
🏠 Clear walkways and light up your porch to prevent trips and falls
🚗 Drive slowly in neighborhoods, since kids are out after dark
Have a safe and spooky night! 🧡

Oakwood Mutual is hosting a Customer Appreciation Luncheon, and we'd love to see you there. Join us for lunch, great company, and door prizes. The first 50 families to arrive will also receive a gift bag!

Date: Wednesday, November 4
Time: Noon – 2:00 PM
Location: Whitley County 4-H Community Building, 680 W. Squawbuck Rd., Columbia City, IN 46725

Thank you for trusting us to stand strong with you. Bring your family and come hungry!

Has your farm changed since your last policy review? New equipment, added grain storage, a new machine shed, or custom work for neighbors can all leave gaps in your coverage.

Harvest is a great time to check in with your agent, and a great time to ask about discounts.

Find your local Oakwood Mutual agent and read the full harvest review guide: https://www.oakwoodmutual.com/harvest-season

Harvest Season Risks: What Every Farm Owner Should Review | Oakwood Mutual Harvest is the busiest, most rewarding stretch of the farm year. It is also when the most can go wrong. Combines run late into the night, grain carts crowd ...

A few minutes of inspection can prevent a harvest-season breakdown or fire. Clear the chaff, check your extinguishers, and make sure new equipment is on your policy. https://www.oakwoodmutual.com/harvest-season

Harvest Season Risks: What Every Farm Owner Should Review | Oakwood Mutual Harvest is the busiest, most rewarding stretch of the farm year. It is also when the most can go wrong. Combines run late into the night, grain carts crowd ...

Fall is here, and so are the deer. In 2024, Indiana State Police reported more than 17,000 deer-related crashes statewide, with over 700 injuries and 9 deaths. Nearly half of all deer collisions in Indiana happen between September and December.

Be extra alert at dawn and dusk, and if you see one deer, expect more. If one steps into the road, brake firmly and stay in your lane. Don’t swerve.

Slow down and get home safe this season.

You're invited!

Join us for our Customer Appreciation Event, our way of saying THANK YOU for being part of the Oakwood Mutual family.

Wednesday, November 4, 2026 - 12:00 – 2:00 PM
Whitley Co. 4-H Grounds,
680 W Squawbuck Rd.,
Columbia City, IN 46725

Lunch is on us, and the first 50 families through the door will go home with a gift bag!

Bring the family, grab a plate, and come say hello. We'd love to see you there!

Harvest days are long, and fatigue is one of the biggest safety risks on the farm. A few reminders for you and your crew:

- Take breaks and rotate operators when you can
- Never enter a grain bin while unloading equipment is running, and never go in alone
- Walk seasonal help and family members through safety basics before they start

Bringing on extra hands this fall? Ask your Oakwood Mutual agent how your farm liability coverage applies. More harvest safety tips here: https://www.oakwoodmutual.com/harvest-season

Harvest Season Risks: What Every Farm Owner Should Review | Oakwood Mutual Harvest is the busiest, most rewarding stretch of the farm year. It is also when the most can go wrong. Combines run late into the night, grain carts crowd ...

Big congrats to Bob Schumann, our final First Fridays raffle winner of the year! 🛠️ Bob's heading home with an Ace Hardware gift card, just in time for those fall projects.
What a season it's been! Thank you to everyone who came out, said hi, and entered our drawings. You're what made these nights so special.

Columbia City Connect

Your combine is about to work harder than it has all year. Before you head to the field:
- Clear chaff and crop residue from engines and bearings daily
- Keep a charged fire extinguisher on every combine and tractor
- Check PTO shields, guards, and your SMV emblem
- And if you added or upgraded equipment this year, make sure it is on your policy. Read our full harvest risk checklist: https://www.oakwoodmutual.com/harvest-season

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