MBG Insurance Springfield

Most people don’t find out they’re underinsured until they file a claim. Robin found out from Heather first. If it’s been a while since anyone actually reviewed your policies, let Heather take a look and make sure you’re covered for what matters. Send us a message or tap Call Now to schedule your free coverage review. #417

Planning to get away this fall? Before you do, check out these tips from Travelers to help keep your trip, stress-free.

Fall Travel Tips: 6 Essential Ways to Prepare for a Stress-Free Vacation

“Can you run to the bank before you come back?”

It sounds like a simple request. But if your employee causes an accident while making that trip in their personal car, your business could also face a claim.

Hired and non-owned auto liability coverage deserves a place in your insurance review—even if your company doesn’t own any vehicles.

In our latest blog, Brandon Thompson explains business errand risks, rental vehicle exposures, and coverage questions every employer should ask.

Springfield-area business owners: contact MBG Insurance to review how your business is protected before the next supply run.

Coverage is subject to policy terms, exclusions, and limits.

There’s more to seat belt safety than just buckling up. Check out this article from Travelers to learn about the importance of seat belts and passenger safety while on the road.

Passenger Safety on the Road

You carry general liability and workers’ comp for your landscaping business. But what if your crew makes an installation mistake?

Imagine finishing a paver patio, only to discover it slopes toward the customer’s house. Removing and rebuilding it could turn a profitable job into an expensive problem.

The cost of correcting your work can be treated differently from damage your work causes. That’s why contractors errors and omissions coverage is worth discussing.

In our latest blog, Tyler Hunter shares examples involving patios, irrigation, and sod installation—and explains questions landscaping business owners should ask.

Springfield-area lawn care and landscaping businesses: contact MBG Insurance to review whether your coverage fits the work you do.

Coverage depends on the policy’s terms, exclusions, and limits.

Do you really have “full coverage”? 🚗

Here’s something most people don’t know: there’s no such thing as a “full coverage” policy. It’s a nickname, and what it actually covers depends on how your policy was built.

The biggest gaps we see on Springfield policies:
✅ Liability still sitting at the Missouri minimum (25/50/25)
✅ Uninsured/underinsured limits lower than your liability limits
✅ No medical payments coverage for your own passengers

Brandon Thompson walks through what full coverage really means and what to check on your policy 👇
https://www.millenniumbrokers.com/full-coverage-insurance-really-cover/

Want a second set of eyes on your auto policy? Our Springfield team is happy to take a look.

Full Coverage Insurance: What Does It Really Cover? “Full coverage” isn’t a real policy type. Learn what it usually includes, what it leaves out, and what to check on your auto policy in Missouri and Arkansas.

📱 How do telematics auto insurance programs work?

Many insurance companies now offer safe-driving programs that use a smartphone app or plug-in device to measure habits like braking, speed, time of day, and phone use. Drivers with safe habits may earn a discount. Each program works a little differently, and some can increase premiums based on driving data.

MBG agent Jordan Lair’s updated article compares programs from Travelers, Nationwide, Liberty Mutual, and Progressive, including what each one tracks, how long monitoring lasts, and which programs are discount-only.

Read the full article:
https://www.millenniumbrokers.com/telematic-auto-insurance-discount/

As an independent agency, MBG Insurance can help drivers in the Springfield area compare options from multiple carriers. Discounts vary by carrier, state, and individual driving habits.

If you want to promote your business check out Sprinfield Springfield Business Connection. We refer more business before 8:30 am than most groups do all week!

Full house of entrepreneurs and business leaders! Growing business together for 20+ years!

Join us! Every Thursday at 7am. Pasta Express Battlefield and Campbell!