OWEN Insurance Group

🩺 : Your Doctors Matter!
Before selecting or renewing Medicare Advantage coverage for 2027, check whether your preferred doctors, specialists, hospitals, and other providers participate in the plan's network.
Provider networks can change from year to year.

Here's your reminder to:
✔️ Check your primary care doctor.
✔️ Confirm your specialists.
✔️ Review your preferred hospitals.
✔️ Verify network details directly with the plan and provider.

Your coverage should make sense for your healthcare needs—not just look good on paper.

Get informed before you decide at oweninsurancegroup.com.

🚪 A New Look for Our Office… and a Second Life for Our Old Doors!
We’re making a few improvements to our new office! This past Saturday, we partnered with South Florida Doors & Closets to remove our old interior office doors and install beautiful new glass doors.

We scheduled the work over the weekend so we wouldn’t disrupt our daily operations or appointments. And while we’re excited about our fresh new look, we’re just as happy about what happened next!

Today, Habitat for Humanity of Martin County stopped by to pick up our old interior doors so they can be put to good use in another home or project. ♻️❤️

It’s a win-win! We get to upgrade our workspace, and perfectly good materials get a second life in our community.

A big thank-you to South Florida Doors & Closets for the great work and to Habitat for Humanity of Martin County for helping us give these doors a new purpose!

At Owen Insurance Group, we believe being part of a community means finding ways to give back, even in the little things.

🎉 BIG THINGS ARE HAPPENING AT OWEN INSURANCE GROUP! 🎉

We’re excited to share that our NEW SIGN IS GOING UP! 👀🙌

Soon, it’ll be even easier to find us when you need help navigating Medicare, health insurance, and so much more! We want to make sure you know exactly where to turn for trusted, local guidance when you need it most. 💙💛

And remember, Medicare is just the beginning! At Owen Insurance Group, we can also help with:

✅ Medicare Planning
✅ Individual & Group Health Insurance
✅ Life Insurance
✅ Disability Insurance
✅ Annuities & Retirement Planning
✅ Long-Term Care Insurance
✅ Dental & Vision Coverage
✅ Business & Employee Benefits

Whether you’re reviewing your current coverage, exploring your options, or planning for the future, our team is here to help you make informed decisions with confidence.

📞 Have questions? Need help with your new policy? Give us a call at 772-210-1020 to speak with our team or schedule a time to meet with us!

📍 Stay tuned for a look at our new sign — we can’t wait for you to see it!

Owen Insurance Group — Local Guidance. Personalized Protection. Peace of Mind.

💊 Are Your Prescriptions Still Covered?
If you take prescription medications, reviewing your drug coverage should be part of your annual Medicare checkup.

A plan that worked well this year may have different drug costs, coverage rules, or pharmacy arrangements next year.

Before choosing your coverage for 2027:

🔹 Check every medication you take.
🔹 Review copays and other out-of-pocket costs.
🔹 Confirm your preferred pharmacy is covered.
🔹 Look into any coverage restrictions that may apply.

Don't guess when it comes to your prescriptions. Compare the details and make an informed decision.

Questions? Call us at 772-210-1020 or visit us at oweninsurancegroup.com.

Proud to be a sponsor of such a terrific organization! GO TIGERS! 🐅 🏈

"Kathy is incredible. She’s over the top. She’s compassionate and professional. Kathy is extremely knowledgeable and organized. I strongly recommend her to anyone looking for help with insurance. She’s also methodical and honest. I am so thankful God brought her into my life." ~ Ira. M.

Thanks Ira!
If you have questions or would like to schedule your free insurance review please feel free to call us at 772-210-1020 or visit https://oweninsurancegroup.com/contact/.

🚨 DID YOU GET THIS MEDICARE LETTER?
Your Medicare Advantage plan may not be available in 2027.

If you received a Notice of Non-Renewal, don’t toss it aside—and don’t choose a new plan before understanding your options.
You may have special enrollment rights that could give you additional choices.

Let Owen Insurance Group help you understand what this means for you. 📞 772-210-1020

👉 https://oweninsurancegroup.com/mapd-update-for-2027/

Your Medicare coverage is too important to leave to chance.

Did a major life event cause your income to drop? Your Medicare premiums may not have to stay high.**

If you’re paying an **Income-Related Monthly Adjustment Amount (IRMAA)** surcharge on your Medicare Part B and/or Part D premiums, a significant life-changing event may give you an opportunity to have that surcharge reduced.

Qualifying events can include:
✅ Marriage
✅ Divorce or annulment
✅ Death of a spouse
✅ Work stoppage or reduction
✅ Loss of income-producing property
✅ Pension reduction or termination
✅ End of an employer settlement payment

The key is understanding **how Medicare looks back at your income** and knowing what documentation may be required.

If your income has changed because of a qualifying life event, you may be able to request a reconsideration from Social Security by filing **Form SSA-44**.

**Don't assume you're stuck paying the higher premium.** Understanding your options could potentially save you hundreds or even thousands of dollars.

📞 **Owen Insurance Group**
**772-210-1020**
🌐 **OwenInsuranceGroup.com**

*Medicare Made Clear. Life Made Easier.*

We've spent September talking about life insurance—and at the heart of it all is one simple idea:

Protecting the people you love today can help give them more choices tomorrow.

Life insurance can help provide financial support when your family needs it most, helping protect the lifestyle you've worked hard to build and the dreams you've helped create.

Whether you're raising a family, building your career, preparing for retirement, or thinking about the legacy you want to leave behind, it's worth taking a fresh look at your coverage.

Because planning for tomorrow isn't about expecting the unexpected.

It's about being ready for it.

At Owen Insurance Group, we're here to make the process simple. We'll help you understand your options and find coverage that makes sense for your goals and budget.

❤️ Protect what matters. Build a secure future. Leave a lasting legacy. A Brighter Tomorrow Starts With You.

📞 (772) 210-1020
🌐 www.oweninsurancegroup.com