Vector Financial Services, LLC

Since October is Long-Term Care Planning Month, we want to share information about the impact of long-term care planning on retirement and financial security. Swipe through for a few of the most common questions we hear about long-term care planning.

If you'd like to discuss your long-term care planning options, please feel free to contact us. We are always happy to help.

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your wishes. While many people set these up once, it’s worth revisiting them from time to time. Swipe through to learn more.

If you’d like to review your current policies or talk through your beneficiary designations, feel free to reach out anytime. We are always happy to help.

There is a common misconception that younger employees are not interested in retirement benefits, but today’s workforce is thinking ahead earlier than many employers realize.

Recent research found that 58% of Gen Z and Millennial 401(k) participants expect personal retirement accounts to be their primary source of retirement income instead of Social Security, highlighting just how important long-term financial planning has become for younger generations.

That’s why offering a competitive 401(k) plan can help your business attract and retain forward-thinking employees who value financial security and workplace benefits that support their future.

If you are considering retirement plan options for your team, contact us to learn how a 401(k) offering can benefit both your employees and your organization. We are here to help.

Twenty-five years ago, the world changed, and the courage, resilience, and unity that followed reminded us of what we are capable of in our darkest moments.

On Patriot Day, we pause to honor the lives lost on September 11, 2001, and to pay tribute to the first responders, volunteers, and everyday individuals who showed extraordinary strength when it mattered most.

We remember. We honor. We will never forget.

A strong 401(k) plan can help employees prepare for retirement while supporting recruiting, retention, and overall workplace satisfaction. Swipe through for some strategies businesses may want to consider when evaluating their retirement benefits offerings.

If you are interested in knowing more about how any of these strategies may work with your unique business needs, contact us today. We are happy to discuss your options with you.

On this Labor Day, we recognize the dedication and commitment of hardworking professionals who keep our communities moving forward. As you take time to recharge, it is also a meaningful moment to ensure your finances are working just as hard for your future.

Reviewing your 401(k), assessing long-term retirement planning needs, and making sure your strategy aligns with your goals can help support a more confident financial path. Our team at Vector Financial Services is here to provide objective, fee-only guidance whenever you are ready to take the next step.

If you have questions about your financial plan or want to explore your options, we invite you to connect with us.

I’m so excited! I just met with a publisher earlier today and he wants to publish my book!!

Today is a big day for Altruist and the financial advisory industry. Altruist just announced that they have agreed to be acquired by Vanguard, subject to customary closing conditions and regulatory approvals.

Altruist was created because their founders believed better technology and lower prices could help independent advisors build stronger businesses, serve their clients better, and bring high-quality financial advice to more people.

That belief has guided everything they’ve built. It is also why Vanguard is such a strong fit for Altruist. Vanguard has spent more than 50 years lowering the cost of investing and helping investors improve their chances of financial success. They have understood and supported Altruist’s mission since becoming an early investor in Altruist more than six years ago.

Vanguard’s expertise and resources will give Altruist, and therefore, Vector Financial Services, greater capacity and long-term support to build the advisor technology and custody capabilities we rely on. Altruist is expected to continue operating as a standalone business, retaining its brand, leadership, advisor focus, and distinct operating model, that benefits retail investors such as yourself!

If you have any questions, please don’t hesitate to reach out to me and I’ll be happy to chat about this with you in greater detail. Thank you for your trust and I look forward to building the next chapter of Altruist and Vector Financial Services with you.

Read the official announcement and the full letter of Altruist Founder and CEO, Jason Wenk at these links.

https://altruist.com/news/vanguard-to-acquire-altruist-expanding-the-reach-and-impact-of-financial-advice/?utm_medium=email&_hsenc=p2ANqtz-_MjhAUaVlkGafbjVLopqOvl15GmnAlmtVpVgMX3DBjfVgXBRMIyZhoHvi--DuzotL9nvhL-HmhLxTTUpud57HGAS6s6q6CWlioOZc7l-PgKwdSPYg&_hsmi=435330695&utm_content=435330695&utm_source=hs_email

https://altruist.com/news/a-letter-from-founder-and-ceo-jason-wenk/?utm_medium=email&_hsenc=p2ANqtz--yiAjXWWbcqE4VOW0oudlJVWJf2lLq18gx0AGpMQUprOcYl80HjiNKXszCfpKRutB9Rh0zyVwU3yF55x7WXzJyFn6nqxdybVlCymZBU41Yia6QEk0&_hsmi=435330695&utm_content=435330695&utm_source=hs_email

A letter from founder and CEO Jason Wenk - Altruist To our advisors, clients, team, and partners, We announced today that Altruist has agreed to be acquired by Vanguard, subject to customary closing conditions and regulatory approvals. There are announcements you spend years imagining, and others you never really believe will be possible. For me, thi...

Longer life expectancies are changing what retirement looks like. With more years to plan for, your income and savings may need to go further than you initially expected. This also means your financial strategy should be built to support an extended retirement. Swipe to learn more.

If you have questions about your retirement strategy or want to ensure your plan is built for the long term, contact us today. We are here to help.